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|---|---|---|
| Rating | ||
| Issuer | Abbott Laboratories Employees Credit Union | ALMA Bank |
| Card Type | Consumer | Business |
| Rewards | 1 Points / $1 spent. Special Offer: Earn 1.5 points for every dollar spent on travel and hotels. Earn 2 points for each dollar spent on fine dining and restaurants. Earn extra points at participating local and national merchants through CURewards¨ Mall - either online or in-store Plus. Get |
1 Cash / $1 spent. Special Offer: None |
| Credit Score | 720 - 850 | 690 - 719 |
| Line of Credit | $500 - $50,000 | $500 - $50,000 |
| Annual Fee | Intro $0, $0 after | Intro $35, $35 after |
| APR | Intro 0%, 11.95% after | Intro 0%, 12.24% after |
| Balance Transfer | Intro 0% for 12 monhts, 11.95% after | Intro 0% for 12 months, 12.24% after |
| Balance Transfer Fee | 0% | 4% |
| Foreign Transaction Fee | 0% | 3% |
| Cash Advance Fee | Min: $0, Max: 0% | Min: $10, Max: 5% |
| Service Area | Gurnee, Abbott Park, Lake Forest, Mettawa, North Chicago | Brooklyn, Bronx, Astoria, Bayside, New York, Clifton, Fort Lee, Tenafly, Long Island City | Other Benefits* | Zero Liability Roadside Dispatch Lost or Stolen Card Reporting Travel and Emergency Assistance Services Emergency Card Replacement Emergency Cash Disbursement Extended Warranty Protection Auto Rental Collision Damage Waiver Lost Luggage Reimbursement Global Entry Statement Credit Trip Delay Reimbursement Trip Cancellation / Trip Interruption Reimbursement Airline Incidental Fees Travel Accident Insurance Airport Lounge Access Baggage Delay Reimbursement Winemaker / Food Events Hotel Theft Protection Cell Phone Protection Emergency Medical / Dental Price Protection Emergency Evacuation Return Protection Purchase Security |
Extended Warranty Protection Mastercard ID Theft Protection Rental Car Insurance Travel Insurance |